The firm that knows your books can now fund your growth.
Working capital, 0% introductory credit, SBA and bank loans, investor real estate lending and institutional commercial real estate equity. Because we already understand your financials, we can match each request to the program that fits and prepare a clean file that moves to funding faster.
Funding range
$5K – $100MM+
Fastest time to fund
24 – 48 hours
Introductory APR
0% for 6 – 18 mo
Real estate leverage
Up to 90% CLTV
Principal forgiveness
Up to 100%
Coverage
Nationwide
Pick a need to highlight matching programs.
Brand New Funding Program
Forgivable Capital Loan
Pay only 10.5% – 17.5% of the loan amount.* The rest is forgiven.
Capital that earns its way to zero. Growth capital tied to the card processing your business already does, powered by Feenix Venture Partners. Funding provided by www.feenixpartners.com.
Key terms
Forgivable Capital Loan
Loan amountUp to $500,000+
Loan size
30% – 50% of monthly credit card transactions
Rate
6% – 10% fixed interest
Term
4 years, interest only, billed monthly
Forgiveness
Up to 100% of principal: 50% in year 2, 25% in year 3, 25% in year 4
Structure
No daily payments. No factor rates. No equity.
Funding
Feenix Venture Partners
Best for: established businesses that accept cards, such as restaurants, hospitality, auto services, salons, retail and professional services.
Example: $100,000 loan
What you actually pay, year by year
Year
Balance
At 6% – 10%
At 8%
Year 1
$100,000
$6,000 – $10,000
$8,000 · 8%
Year 2
$50,000
$3,000 – $5,000
$4,000 · 4%
Year 3
$25,000
$1,500 – $2,500
$2,000 · 2%
Year 4
$0
$0
$0 · 0%
Total
$10,500 – $17,500
$14,000 · 14%
At 8%, you pay 8% of the loan in year 1, 4% in year 2, 2% in year 3 and 0% in year 4: 14% in total. Interest is charged only on the remaining balance.
Too good to be true?
Yes, but it is true. Here's the logic.
Feenix isn't giving money away. It's investing in a long-term relationship with your business. You already pay someone to process your cards. Move that processing to Feenix for five years, and the recurring earnings from it support both the loan and the forgiveness. That's why forgiveness depends on staying current and processing with Feenix.
You process cards with Feenix. Same card sales you already run, on a new processor.
Feenix earns on every transaction. Processing creates recurring revenue over time.
The relationship builds value. Five years of processing supports the loan.
Your principal is forgiven. On schedule, while you stay current.
How to get started
Apply. Short application plus your recent card-processing statements.
Get a proposal. We review eligibility and size your loan.
Review call. A 30-minute Zoom with an onboarding specialist.
Onboard. Processing setup and final loan documents.
Get funded. Capital is released once conditions are met.
About our capital partner
Feenix Venture Partners
$4B+Processed since 2017
1,000+Business owners
FiservRegistered National Sales Organization
*Total interest over four years at 6%–10% fixed, charged on the remaining balance per the schedule shown; program fees not included. Requires a five-year exclusive card-processing relationship with Feenix. A personal guarantee and program fees apply. Forgiveness is conditional on staying current and continuing to process; interest remains payable. If processing stops or the loan defaults, forgiveness ends and the remaining balance may become due. Financing is subject to underwriting and approval. Feenix figures as reported by Feenix, September 2026.
Business Financing
Loans and lines for operating businesses
From same-week revenue-based capital to government-backed SBA loans with the lowest rates available. Speed and cost trade off against each other, and we help you choose the right balance.
Fastest
Revenue-Based Financing
Unsecured capital sized to your revenue.
Funding amount$10K – $10MM
Cost
Factor rate, typically 1.10 – 1.50
Repayment
Fixed weekly or monthly ACH
Term
6 – 24 months
Time to fund
24 – 48 hours
Qualifies with
6+ months in business, minimal paperwork, flexible credit
Best for: fast capital, bridging projects or receivables.
Working capital
Business Term Loans & Lines of Credit
Short-term capital driven by monthly revenue.
Loan amountUp to $5MM
Rate
15% – 25%
Repayment
Daily, weekly or monthly
Term
6 – 24 months
Prepayment
No prepayment penalty
Qualifies with
600+ credit, $20K+ monthly revenue
Best for: growing businesses with steady sales.
Lowest cost
SBA Express, 7(a) & 504
Government-backed loans for established businesses.
Loan amount$50K – $10MM
Rate
Variable, Prime + lender spread
Term
Up to 10 yrs working capital, 25 yrs with real estate
Use of funds
Working capital, payroll, inventory, expansion, refinancing
Time to fund
30 – 120 days
Qualifies with
2+ years in business, 660+ credit, positive cash flow, full financials
Best for: businesses that can wait for the lowest cost of capital.
Revolving
Bank Line of Credit
Draw, repay and re-draw as needs change.
Credit limit$10K – $1MM+
Rate
Variable, Prime + spread, interest only on funds drawn
Use of funds
Cash flow gaps, seasonal needs, inventory
Time to fund
2 – 6 weeks
Qualifies with
Established history, solid credit and cash flow; collateral for larger limits
2+ years in business, strong credit and financials
Best for: business expansion.
Personal credit
Personal Term Loan
Based on personal credit and income, for business or personal use.
Loan amount$5K – $300K
Rate
Fixed, 9% – 19% based on credit
Term
2 – 7 years
Repayment
Monthly, no prepayment penalty
Time to fund
1 – 5 business days
Qualifies with
640+ FICO and verifiable income; 700+ and $50K+ income for larger amounts
Best for: new business owners, startup costs, debt consolidation.
Business Credit Programs
0% introductory capital from major national banks
We combine multiple 0% intro APR business cards into one credit facility. It is the lowest-cost way for startups and established companies to access capital while building a business credit profile.
Business credit card program
0%introductory interest for 6 – 18 months
Funding
Up to $250K+
After intro
9% – 19%, based on credit profile
Application
Stated income
Reporting
Business credit only
Lenders
Major national banks
Time to fund
3 business days to 4 weeks, depending on the number of applications
Requirements
Who qualifies
700+ personal credit score
Credit utilization under 30%
Active business entity
No qualifying credit? A qualified co-signer can be used
Benefits
Why it works
Builds your business credit profile
Keeps business and personal credit separate
Builds relationships with top-tier lenders
Fits startups as well as established businesses
Real Estate Investor Lending
Rental, fix & flip, new build and multifamily
Nationwide lending for investors at every experience level, from a single rental to institutional multifamily. No prior experience required, and foreign nationals are eligible on every program.
Term
Rental Loans
Fix & Flip
New Build
Multifamily
Loan amount
$75K – $50MM+
$75K – $50MM+
$100K – $50MM+
$75K – $50MM+
Leverage
Up to 75% of value
Up to 85% of cost
Up to 100% of construction cost
Up to 75% of value / cost
Terms
Short & long term; 30-year fixed rental
12 – 24 months plus extensions
Up to 24 months plus extension, with term-loan takeout
18 – 24 mo renovation; 3, 5, 7, 10 or 30 yr stabilized
Structure
Individual or portfolio; stabilized rentals
Single or multiple properties; fixed or floating; revolving credit available
Fixed or floating; lot financing can be included
Interest-only and amortizing options
Property types
Single-family, condo, townhome, multifamily
Single-family, condo, townhome, multifamily
Single-family, townhome, multifamily
5+ units, condos, mixed use (majority residential); min $35K per door
Purpose
Purchase, refinance, cash-out
Purchase and renovation
Ground-up construction
Purchase or refinance
No experience requiredForeign nationals eligibleNationwide lending
Bridge Loan
Short-term, first-lien capital across property types
Loan amount · leverage$100K – $50MM+ · up to 80% LTV
Financing
Up to 100% with cross-collateral (free & clear properties with equity)
Fix & flip
Up to 95% LTC, capped at 70 – 75% ARV
Payments
Interest-only; options with no prepayment penalty
Property types
SFR (1–4), multifamily, portfolios, commercial, mixed-use, hospitality, retail, industrial, assisted living, self-storage, student housing, cannabis-use and more
Bridge loan uses
Use of funds
Purchase
Cash-out or rate/term refinance
Fix & flip
Foreclosure bailout
Partnership buyout
Debt consolidation
Debtor-in-possession (DIP)
Also available
Ground-up construction loans
Construction completion funding
Business-purpose second mortgages
Commercial Real Estate Capital
Keep your first mortgage. Access your equity.
Non-debt capital backed by commercial real estate, built for owner-users whose property is essential to operations. Preserve a low-rate senior loan and unlock equity beyond conventional refinance limits.
90%Up to combined loan-to-value*
1stExisting first mortgage may remain
30–60Days to close**
$2–100MM+Transaction size
Recorded CRE interest
A documented interest in commercial real estate.
Non-debt capital
Structured as capital rather than conventional second-mortgage debt.
Senior financing stays
Existing first loan remains where structure and lender requirements permit.
Flexible contractual exit
Built around the anticipated refinance, sale, repurchase or other exit.
5 – 10 year duration
Longer structures aligned with the business plan.
Guaranty requirements
Vary by structure and underwriting.
Property types
Where it fits
IndustrialManufacturingHealthcareSenior housingStudent housingSelf-storageRetail / service (select)Hospitality (selective)Development / land (highly selective)
Equipment-only deals without meaningful CRE collateral
No defensible current real estate value
Reliance on future development value or goodwill
Uncured title, environmental, lien or litigation issues
Speculative land without a monetization plan
Thin equity cushion, no credible exit, or unrealistic timelines
* CLTV (combined loan-to-value) includes the existing first mortgage and the proposed capital. Up to 90% CLTV is subject to property type, value, sponsor strength, market conditions, leverage, cash flow, documentation, diligence, lender approval and underwriting. ** Timing depends on lender consent, title readiness, diligence and transaction complexity.
Before you apply
What to have ready
Having these on hand shortens underwriting. If JDC already prepares your books and returns, we can assemble most of this for you. Revenue-based and credit programs need far less; we will tell you exactly what applies to your request.
SBA loans
Personal
Personal financial statement
Last 3 years of personal tax returns
Credit reports from all 3 bureaus
Resume
SBA loans
Business
Interim financials: balance sheet and P&L as of the current month
Last 3 years of business tax returns
Summary of how the capital will be used
Commercial real estate
Preliminary review
Property address
Property type
Estimated value
Current loan balance
Current lender
Requested funding
Use of proceeds
Loan maturity
Revenue / EBITDA
Exit strategy
Required closing date
Start the conversation
Book a funding consultation.
Tell us how much you need, what it is for and how soon. We will recommend the program that fits and outline the next steps.
At JDC Tax & Finance, we believe a well-crafted business plan is more than just a document — it’s a roadmap to sustainable growth and long-term success. Whether you’re raising capital, applying for a visa, launching a startup, or scaling an existing venture, a strong business plan brings structure, clarity, and confidence to your journey.
With over 15,000 custom business plans delivered across 400+ industries, our team of U.S.-based MBAs, analysts, and business strategists turns ideas into action and visions into reality. Our plans are designed to meet the rigorous standards of banks, investors, SBA lenders, and immigration authorities — but even if you’re not raising funds, the benefits are game-changing.
Why Every Business Needs a Business Plan
Clarifies Your Vision: Turn abstract ideas into clear goals and executable strategies.
Guides Your Growth: Avoid detours and stay on track with defined milestones and KPIs.
Drives Operational Excellence: Identify the right resources, pricing models, staffing plans, and financial forecasts.
Strengthens Internal Alignment: Ensure your team understands the mission, direction, and responsibilities.
Prepares You for Opportunity: Be ready for funding, partnerships, or scaling when the moment arrives.
What you Get
25–35+ pages of custom-written content
5-year financial model (P&L, cash flow, ROI, and use of funds).
Direct collaboration with an experienced MBA writer
Specialized Services
Immigration Business Plans: E-2, L-1, and EB-5 compliant
Franchise & SBA Business Plans
Investor Decks & Financial Forecasting
Pitch Decks, Websites, Branding, and Marketing Collateral
Our Proven Process
Onboarding – Choose your plan, schedule your consult
Discovery – We dig into your goals, market, and industry
Development – A dedicated team builds your custom plan
Review & QA – We refine for clarity, accuracy, and compliance
Delivery – Your plan is delivered in both PDF and editable format
Ongoing Support – Revisions, investor updates, and growth tools
Why JDC Tax & Finance?
100% U.S.-based team
10+ years average writer experience
High client satisfaction (92%+)
Trusted by entrepreneurs worldwide
Proven funding outcomes – SBA loans, investor capital, business visas, and more
“We secured $2M in equity funding thanks to our plan. Professional, thorough, and exactly what investors wanted.” — Tech Startup Founder, Colorado
Ready to Write Your Success Story?
Let JDC Tax & Finance turn your vision into a powerful, professional business plan that opens doors and drives results. Click here to download our business plan deck.
Trust & Estate Services
Build Trust. Protect Family. Preserve Legacy.
A Trust is one of the most powerful financial and legal tools available to protect what you’ve built and provide lasting security for the people you love. Unlike a will, a trust allows you to control your wealth privately, efficiently, and without the delays or costs of probate court.
Our Trust & Estate Services are designed to help individuals and families safeguard assets, minimize taxes, and create a smooth transfer of wealth that reflects your values and intentions. Whether your goal is to provide for your children, reduce estate taxes, or protect your legacy from creditors and disputes, the right trust structure gives you peace of mind and lasting control.
Why Create a Trust?
We offer a full suite of advisory services tailored to your specific financial landscape:
Strategic Tax Planning
Avoid Probate: Your assets pass directly to your heirs—no court involvement, no public records, no delays.
Protect Your Assets: Shield your wealth from lawsuits, creditors, or divorce settlements.
Maintain Privacy: Keep your financial affairs and family matters confidential.
Provide for Loved Ones: Ensure your spouse, children, or dependents are cared for exactly as you intend.
Create Generational Wealth: Build a long-term legacy that supports your family and causes you care about for decades to come.
A trust isn’t just for the wealthy—it’s for anyone who wants clarity, control, and confidence about their financial future.
Our Trust & Estate Planning Packages
Foundational Plan
This is the starting point for every family serious about protecting their future. We help you establish a revocable living trust and a comprehensive estate plan that keeps your assets organized, your wishes documented, and your family out of probate court.
Tax Shelter Plan
Designed for estates over $5 million, this plan uses advanced trust strategies to reduce or eliminate estate and “death” taxes. We employ tools like irrevocable trusts to preserve your legacy—so your wealth passes to your loved ones, not the IRS.
Plan Enhancements We offer custom add-ons to tailor your plan to your family’s unique needs:
Kid’s Protection Plan: Ensure your children are always cared for by trusted guardians.
Blended Family Plan: Balance fairness and clarity in families with multiple households.
Lifetime Asset Protection Plan: Keep your children’s inheritance safe from creditors, lawsuits, or divorce.
Advanced Strategies (ILIT, SLAT, GRAT)
For complex estates, we use sophisticated trust designs:
ILIT (Irrevocable Life Insurance Trust) – Removes large life insurance policies from your taxable estate.
GRAT (Grantor Retained Annuity Trust) – Transfers wealth with minimal gift or estate tax exposure.
Wealth & Legacy Consultation
Beyond setting up trusts, true legacy planning is about vision. We help you align your wealth, tax strategies, and family values into one clear roadmap for future generations.
Result: A living legacy built on purpose, protection, and peace of mind.
In Summary
A Trust gives you control while you’re alive and protection when you’re gone. It’s not about having millions—it’s about making sure what you have truly benefits the people you love most.
Tax Advisory
Proactive Guidance for Smarter Tax Decisions and Sustainable Growth
Tax laws are complex—and constantly changing. Without expert advice, you could miss opportunities for savings or expose yourself to unnecessary risk. Our Tax Advisory services are designed to do more than just ensure compliance we help individuals, entrepreneurs, and businesses strategically plan, manage, and optimize their tax positions throughout the year.
Whether you’re an individual looking to reduce your tax burden, a small business navigating changing regulations, or an enterprise managing multi-state or international tax concerns, our advisors are here to deliver clarity, confidence, and long-term value.
Our Tax Advisory Solutions
We offer a full suite of advisory services tailored to your specific financial landscape:
Strategic Tax Planning
Legally reduce your tax liability
Maximize deductions and credits
Align with your short- and long-term financial objectives.
Entity Structure & Optimization
Choosing the optimal legal structure (LLC, S-Corp, C-Corp, Partnership, etc.)
Restructuring entities to take advantage of tax efficiencies
Multi-entity and holding company strategies
Federal, State & Local Tax Advisory
Navigating income, sales, and franchise taxes
Ensuring multi-state compliance and proper filings
Advising on tax impacts of location changes, expansions, or new operations
International & Cross-Border Tax Planning
S. expat tax planning
Foreign asset reporting (FBAR/FATCA)
Transfer pricing and international business structuring
Tax treaties and withholding requirements
Mergers, Acquisitions & Transaction Support
Tax due diligence and risk assessment
Deal structuring and negotiation support
Post-transaction integration planning
IRS & State Audit Representation
Communicating with tax authorities on your behalf
Preparing documentation and responses
Representing your case and negotiating outcomes
Estate, Gift & Succession Tax Planning
Minimize estate and inheritance tax exposure
Structure tax-efficient gifts and transfers
Implement succession plans for family-owned businesses
Who We Serve
Our tax advisory services are customized for:
Individuals & Families – Especially high-net-worth individuals, investors, and expats
Small to Mid-Sized Businesses (SMEs) – Seeking ongoing tax efficiency and risk management
Startups & Entrepreneurs – Requiring smart structuring from the ground up
CPA Firms & Finance Teams – Looking to augment expertise and provide added value to clients
International Businesses – Operating across borders with complex compliance needs
Why Choose Us for Tax Advisory?
Experienced Tax Professionals: U.S.-licensed CPAs, EAs, and international tax consultants
Year-Round Strategic Insight: Proactive planning to stay ahead of changes, not just react to them
Integrated Financial Approach: Aligned with your business goals, investment strategy, and compliance needs
Global Expertise, Local Knowledge: Navigating both domestic and cross-border tax complexities
Confidential, Personalized Service: Every engagement is tailored to your unique situation
Take Control of Your Taxes—Start Planning Today. Contact us to schedule a confidential consultation and discover how strategic tax advisory can protect your wealth, fuel your growth, and bring peace of mind.
IRS & Compliance Support
When it comes to the IRS, compliance isn’t optional—it’s essential. Whether you’re facing back taxes, unfiled returns, penalties, or audit notices, the right guidance can make all the difference between a manageable solution and a costly mistake.
At JDC Tax & Finance, we help individuals and businesses resolve IRS issues efficiently and discreetly. Our team of tax professionals understands the complexities of federal and state tax laws and works directly with tax authorities on your behalf. We provide both proactive compliance support and responsive representation to keep your finances—and your peace of mind—intact.
Our IRS Support Services
Experienced Tax Professionals – We know how the IRS works—and how to work with them effectively on your behalf.
Discreet & Judgment-Free Support – No matter how complex or overdue your tax situation is, we handle it with professionalism and confidentiality.
Proven Strategies, Personalized Solutions – We don’t offer one-size-fits-all answers. We craft a custom compliance plan tailored to your specific circumstances.
End-to-End Guidance – From documentation to resolution, we walk with you every step of the way—so you’re never facing the IRS alone.
Fractional CFO Services
Every business needs financial strategy—but not every business needs a full-time CFO. That’s where our Fractional CFO services come in.
We provide high-level financial expertise on a flexible, cost-effective basis, giving your business the strategic insight and leadership it needs to scale, make smart decisions, and stay financially healthy. Whether you’re a fast-growing startup, an established business preparing for expansion, or a company navigating complex transitions, our CFO professionals help you see the bigger picture.
You get all the value of an experienced Chief Financial Officer—without the full-time expense.
Our Fractional CFO Offerings
Cash Flow Management & Forecasting: Gain visibility and control with projections and planning that ensure you never run short when it matters most.
Budgeting & Strategic Planning:We help you build realistic budgets and align them with your business goals to support sustainable growth.
Financial Reporting & KPI Tracking: Receive executive-level insights, monthly dashboards, and clear reports to understand performance at a glance.
Profitability & Cost Analysis: Identify inefficiencies, improve margins, and optimize pricing strategies with data-driven financial reviews.
Fundraising Support & Investor Readiness: From pitch decks to due diligence, we prepare your financials to speak confidently with investors and lenders.
M&A and Exit Planning: Strategic guidance when buying, selling, or preparing your business for a future transition.
Systems & Process Optimization: Evaluate and upgrade your financial tools, reporting workflows, and internal controls.
Board & Stakeholder Reporting: We support or represent you in meetings with board members, banks, or potential investors with clear financial narratives.
Why Choose us for your Fractional CFO need?
Flexible engagement—scale up or down based on your needs
No long-term commitment or overhead costs
Access to top-tier CFO talent with broad industry experience
Strategic partnership that goes beyond the numbers
We have experienced and seasoned CFOs
Bookkeeping
Accurate and consistent bookkeeping is the foundation of every successful business. Whether you’re a solo entrepreneur, a growing startup, or an established company, staying on top of your books helps you make informed decisions, stay compliant, and plan strategically for the future.
At JDC Tax & Finance, we offer tailored bookkeeping services that ensure your financial records are always up to date, organized, and ready for action. Our experienced professionals handle the numbers, so you can focus on running your business.
What We Offer:
Transaction Categorization & Reconciliation: We record, classify, and reconcile your transactions to ensure your financial data reflects your real-time business activity.
Monthly & Quarterly Reporting: Receive clear, accurate financial reports—income statements, balance sheets, and cash flow statements—so you know exactly where your business stands.
Catch-Up & Clean-Up Services: Behind on your books? No problem. We specialize in bringing your records up to date efficiently and thoroughly, even if you’re months (or years) behind.
Payroll Integration & Bill Pay Support: Let us assist with payroll and vendor payments so your team and your partners get paid on time, every time.
Customized Weekly or Monthly Reports: Choose the reporting frequency that fits your needs and get insights that help you make proactive decisions.
Who We Serve
Entrepreneurs & Freelancers: Stay compliant and financially healthy with support tailored to solo operators.
Small to Mid-Sized Businesses: Gain clarity and control with a dedicated team managing your day-to-day financials.
CPAs & Accounting Firms (White-Label Solutions): Expand your capacity with our white-labeled back-office bookkeeping support—branded as yours, powered by us.
Why Choose Us
US-based with a team in the US and the Philippines: Enjoy the perfect blend of domestic financial expertise and international cost-efficiency.
Data Security & Compliance: We adhere to the highest standards in data handling and privacy to protect your business and your clients.
Scalable & Flexible Support: From one-time clean-ups to full-scale monthly maintenance, our solutions evolve with your business.
Let’s Simplify Your Numbers
Take the stress out of bookkeeping. Let our team keep your financial records clean, current, and compliant—so you can get back to doing what you do best.
Ready to get started? Contact us today to schedule a consultation or learn more about our flexible packages.
Personal & Business Tax Filing
Tax season doesn’t have to be stressful—when you have the right partner. Whether you’re filing as an individual or managing a business, accurate and timely tax preparation is key to minimizing liabilities, maximizing deductions, and staying compliant with the IRS and state tax agencies.
At JDC Tax & Finance, we offer expert tax filing services tailored to your specific needs. Our experienced team stays on top of changing tax laws to ensure every return is accurate, optimized, and filed on time. From basic returns to complex filings involving multiple states, entities, or income sources, we’ve got you covered.
Personal Tax Filing Services
– Federal & State Individual Tax Returns (1040) – Self-Employed / 1099 Contractor Returns – Itemized Deductions & Tax Credit Optimization – Amended Returns & Prior Year Filings – IRS Notices & Audit Support – Tax Planning to Minimize Future Liability
Business Tax Filing Services
– Partnerships, S Corps & C Corps (1065, 1120S, 1120) – Multi-State Tax Compliance – Quarterly Estimated Taxes & Annual Filings – 1099 Filing & Reporting Support – Franchise, Excise & Sales Tax Filings – Year-End Financial Coordination with Bookkeeping & CFO Teams
Why Clients Choose Us
U.S. Tax Experts + Offshore Efficiency – A dual advantage: trusted U.S. professionals backed by a capable offshore team for faster turnaround and lower costs.
Customized Support – From simple W-2 filings to complex corporate structures—we meet you where you are.
Year-Round Availability – We don’t disappear after April. We’re here year-round for tax planning, IRS responses, and compliance support.
Secure, Digital Process – Upload documents, review returns, and sign electronically from anywhere in the world.
Business Formation & Compliance
Starting a business is exciting—but getting the formation and compliance right is critical. From choosing the right entity type to filing in the correct jurisdiction, every decision you make early on has long-term legal, tax, and operational implications.
We can help you avoid costly mistakes, missed deadlines, and legal risks that can stall your growth or put your business at risk.
Whether you’re forming an LLC, corporation, nonprofit, or expanding into new states, we handle the paperwork, filings, and annual compliance—so you can focus on building your vision with peace of mind.
Business Formation Services
Sole Proprietorship Partnership
Limited Liability Companies (LLC)
Limited Liability Partnership (LLP) C Corporation
S Corporation
Professional Corporation
Non for Profit Corporation
Business Name Search & Reservations
Fictitious Business Name (DBAs)
Trademark Search & Registration
Registered Agent Services
Business Licenses & Permits
Federal Tax ID Numbers (EINs)
Sales & Use Tax Permits
Payroll Tax Registration (SUI/SIT)
Business Filings & Compliance
Compliance Monitoring & Alerts
Registered Agent Services
Operating Agreements
Annual Meeting Minutes
Initial & Annual Reports
Articles of Amendments
Articles of Conversions
Certificates of Good Standing
Certified Copies of Documents Apostille
Reinstatements Articles of Dissolution
Corporate Supplies Corporate and LLC Kits
LLC Member Share Certificates
Corporate Stock Certificate
Offer in Compromise
Offer in Compromise (OIC) Program
Resolve IRS Tax Debt for Less Than You Owe— Legally.
At JDC Tax & Finance, we specialize in guiding individuals and small businesses through the IRS Offer in Compromise (OIC) process — helping eligible taxpayers reduce their tax liability and achieve financial relief. With U.S.-based oversight and Filipino operational support, we provide professional, personalized, and cost-effective representation.
What Is an Offer in Compromise?
An Offer in Compromise is an IRS program that allows qualified taxpayers to settle their tax debt for less than the full amount owed. It’s a legitimate option when paying the full tax liability would create a financial hardship or is otherwise not collectible.
Who Qualifies?
– You cannot afford to pay your full tax debt – You are current on tax filings and estimated payments – You are not in active bankruptcy – You can demonstrate financial hardship or doubt as to liability/collectibility
Types of OIC We Handle
• Doubt as to Collectibility – You owe more than you can pay based on assets/income • Doubt as to Liability – You believe the tax amount is incorrect or not owed • Effective Tax Administration – You technically owe the amount, but full payment would cause hardship
Phase 2: Document Preparation & Strategy – Full financial documentation & IRS form completion (656, 433-A/B) – Calculation of minimum offer amount – Strategy tailored to your case (cash vs. periodic payments)
Phase 3: Submission & Representation – Professional submission of your OIC package to the IRS – Dedicated tax professional assigned to your case – IRS correspondence and follow-ups handled on your behalf
Phase 4: Post-Decision Support – Appeal support (if rejected) – Compliance monitoring (5-year rule) – Payment arrangement assistance
Why JDC Tax & Finance?
• U.S.-Based Oversight – All strategies approved by licensed professionals in the U.S. • Offshore Efficiency – Back-office support from our Philippines team for cost-effective service • Full Transparency – Upfront pricing, realistic expectations—no false promises • IRS Experience – Decades of experience negotiating directly with the IRS • Customized Plans – No one-size-fits-all. We personalize your case strategy
Standard OIC Filing: Starting at $2,500 – Full IRS Forms + Financial Analysis + Submission
Premium Representation: Starting at $3,500 – Includes Appeals, Payment Strategy, Compliance Monitoring
*Flexible installment options available. Full payment upfront may qualify for discounts.
Common Problems We Solve
• Wage garnishment or bank levies • Unmanageable back taxes • Fear of IRS collection actions • Complex financial situations • Past rejections due to improper filings
Let us help you settle your tax debt legally and permanently. At JDC, we under promise and overdeliver.
Tax Resolution
Take Control of Your Tax Problems Before the IRS Takes Control of You
At JDC Tax & Finance, we help individuals and businesses resolve IRS and state tax issues with integrity, precision, and empathy. Whether you’re facing unfiled returns, back taxes, penalties, levies, or audits, our U.S.-led team backed by cost-efficient offshore support provides powerful representation and practical solutions tailored to your situation.
Common Tax Issues We Resolve
– Unpaid back taxes – Penalties and interest piling up – IRS or state tax liens – Wage garnishment & bank levies – Unfiled or late tax returns – Payroll tax problems – IRS letters and notices – Business tax compliance issues
Our Tax Resolution Service Offerings
IRS Payment Plan (IA) – Setup of Installment Agreement to pay over time • Penalty Abatement – Relief from IRS penalties due to reasonable cause • Currently Not Collectible – Stops IRS collections temporarily due to financial hardship • Lien & Levy Release – Negotiations to release IRS-imposed wage garnishments, bank levies, or liens • Back Tax Filing – Preparation & filing of prior-year returns to restore compliance • Audit Representation – Full defense and communication with IRS/state during an audit • Payroll Tax Resolution – Plans for resolving delinquent payroll taxes (Form 941, TFRP) • State Tax Resolution – Representation and settlements with state tax agencies
Process Overview
Step 1: Free Confidential Consultation – Review of your IRS and/or state transcripts – Identification of issues, compliance gaps, and resolution options
Step 2: Compliance & Filing – File missing returns, correct errors, and ensure tax filings are current
Step 3: Strategy & Negotiation – Determine best resolution strategy (payment plan, hardship, penalty abatement) – Handle all communications with tax agencies – Submit necessary forms and supporting documentation
Step 4: Long-Term Support – Monitor case progress – Prevent future problems through tax planning and advisory
Why Choose JDC Tax & Finance?
U.S.-Based Oversight – Expert-led guidance from licensed professionals in the U.S. • Offshore Efficiency – Full-service support from our offshore team, helping keep costs affordable • IRS Negotiation Expertise – Decades of experience navigating IRS systems, codes, and responses • Bilingual & Culturally Aligned – Especially effective for Filipino-American clients or international taxpayers • End-to-End Representation – You’ll never have to speak with the IRS—we handle it all
Pricing
Basic Resolution Review: Starting at $250 – Full review of IRS account + recommended next steps
Installment Agreement Setup: Starting at $750 – Includes compliance check + setup + all IRS communication
Penalty Abatement Request: Starting at $500 – Includes reasonable cause letter + follow-up with IRS
CNC Status Application: Starting at $1500 – Includes hardship analysis + IRS filing + annual monitoring
Lien or Levy Release: Starting at $750 – Based on case complexity and urgency
Audit Representation: Starting at $2,000 – Full defense with IRS or state agency
Full Service Tax Resolution: Starting at $3,000 – For complex cases involving multiple years and high liability
*Flexible plans and payment options available. Customized quotes based on case complexity.
When You Work with JDC, You Get:
– Peace of mind – A legally sound strategy – Reduced stress from IRS pressure – Lower financial exposure – A partner that underpromises and overdelivers
